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Make sure you have all of your finances taken care of well ahead of time. This includes making sure all of your financial commitments at home are being addressed and you’ve researched how you’re going to maintain and organize your finances when you’re abroad. Confirm that all of your billing for school costs has been covered for tuition as well as housing. If you aren’t paying your home school directly, verify that your payments to the study abroad program or school are arranged. Let all scholarship sponsors know where you will be and to whom they should address scholarship checks. If you’re getting some sort of federal loan and/or scholarship, confirm that you’ve completed all of the necessary paperwork well before you leave in case you still need to return any forms. Lastly, make sure you let your bank know that you won’t be in the country for an extended period of time. This prevents them from freezing your account when they see that someone (who they wrongly assume isn’t you) is traveling around the world with your card. I’ll get into how to open a bank account overseas a little bit later, but for now, here are the basics of foreign banking.
When you’re heading abroad, I suggest having at least $300 in foreign currency for emergencies and basic costs like food and other necessities that you’ll need when you get there. When I went to Scotland I took 170 British Pounds (GBP), and when heading to Beijing, I brought 2,000 Renminbi (RMB).